Fire Insurance

The term fire insurance refers to a form of property insurance that covers damage and losses caused by fire. Most policies come with some form of fire protection, but homeowners may be able to purchase additional coverage in case their property is lost or damaged because of fire. Purchasing additional fire coverage helps to cover the cost of replacement, repair, or reconstruction of property above the limit set by the property insurance policy.

This scheme provides a wide scope of coverage which offers
comprehensive protection aims to protect private dwelling
belong to participant.

Objective

To provide Takaful protection against insured perils to your residential property and contents.

Additional Takaful Scheme

  • Householder Takaful Scheme – It offers comprehensive protection to the household such as furniture, television and etc.
  • House Owner Special Takaful Scheme – It offers comprehensive protection aims to protect private dwelling owners of the “Rancangan Perumahan Negara” and “Skim Tanah Kurnia Rakyat Jati”

Scope of Cover:

  • Fire, Lightning and Explosion
  • Earthquake, Flood
  • Typhoon, Hurricane
  • Damage to the windows
  • Theft with evidence of force entry
  • Temporary Property Transfer
  • Domestic Servant Property
  • Personal Accident for the Owner
  • Public Liability: Limit $50.000 BND

It may be impossible to completely eliminate the risk of a fire breaking out, but you can reduce the financial loss by having a Fire Insurance policy.

Scope of Cover:

Provide coverage against loss or damage to the properties covered caused by fire, lighting and explosion.

Additional perils (optionals)

  • Aircraft Damage
  • Earthquake and Volcanic Eruption
  • Storm, Tempest, Hurricane, Cyclone, Typhoon, Windstorm
  • Explosion
  • Impact damage excluding Owner’s Vehicles
  • Bursting or overflowing of tanks apparatus or pipes
  • Electrical Installations
  • Riot, Strike and Malicious Damage
  • Flood

Property can be covered

  • Building
  • Plant and Machinery
  • Furniture, Fixtures, Fittings and Equipment
  • Rental
  • Stock in Trade

Houseowner Takaful Scheme provides coverage against loss or damage to your house including its content.

It includes:

  • Private residential buildings at your site that can be locked up.
  • Outbuilding including sheds, garage, fence and gates.
  • Fixtures or items that permanently installed or attached in your house such as lights, built in wardrobes, kitchen cupboards and floorboards.

Scope of Cover:

Loss or damage to your house:

  •  Fire
  • Lightning, Thunderbolt
  • Explosion 
  • Earthquake and Volcanic Eruption
  • Wind, Storm, Hurricane, Cyclone
  • Flood
  • Impact Damage – Aircraft, Trees, Flagpoles
  • Impact Damage – Wild Animal
  • Theft
  • Water Damage due to burst pipes

Loss or damage to your house contents:

  •  Furniture, Furnishing and Carpets
  • Electrical Item
  • Home Theater Equipment
  • Clothes and Shoes
  • Toys and Sporting Equipments
  • Gardening equipments

Reach Us:

Batu Bersurat:

718 2399

Scouts Bulding

864 9995

Gadong Properties:

717 2596

BFB Counter:

729 2889

Our Social Media:

Operating Hours:

Monday – Friday :

8:00 am – 5:00 pm

 

Saturday :

8:00 am – 1:00 pm

 

Friday:

Closed from 12:00 pm – 2:00 pm

 

Sunday:

Closed