Workmen's Compensation /
Employee Package

Workers’ compensation, commonly referred to as “workers comp,” is a government-mandated program that provides benefits to workers who become injured or ill on the job or as a result of the job. It is effectively a disability insurance program for workers, providing cash benefits, healthcare benefits, or both to workers who suffer injury or illness as a direct result of their jobs.

Benefit 1: Workmen's Compensation and Common Law

Provides compensation benefit to the employee for bodily injury due to accident or illness arising out of and in the course of their employment resulting in Death or Permanent Disability.

protects the participant against all sums for which the participant shall become legally liable at law to pay compensation to their employee for the injury sustained as a result of any accident or disease arising out of and in the course of the employee’s employment by the Participant.

Benefit 2: Personal Accident

Provides compensation benefit for bodily injury due to accident resulting in death or permanent total disablement. The coverage is non-occupational related.

Benefit 3: Medical, Hospitalization and Surgical Expenses due to Accident

Provides reimbursement of medical expenses in respect of medical treatment due to accident

Benefit 4: Medical, Hospitalization and Surgical Expenses due to Illness

Provides reimbursement of medical expenses in respect of medical treatment due to illness

Benefit 5: Daily Allowance Benefits

Provide Allowance Benefit in the event of hospitalization due to accident or illness

Benefit 6: Death Benefit due to Natural Causes or Illness

Provides compensation benefit due to natural causes or illness

Benefit 7: Repatriation Expenses

Provides reimbursement to the the participant/employer for transporting the mortal remains of the employee back to their home country.

Workmen's Compensation Package Takaful: Table of Benefits and Contributions

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