Domestic Helper
Generally speaking, domestic helper insurance covers employees’ compensation to the domestic helper, the domestic helper’s accident benefits, surgical and hospital expenses, repatriation expenses, replacement expenses, infidelity of employee cover, allowance for temporary employee etc.
Workmen’s Compensation Package Takaful for Domestic Helper provides a wide scope of coverage, to protect your housemaid, gardener and driver as to comply with the Brunei Workmen’s Compensation Act.
It provides compensation benefit to the employee for bodily injury due to accident or illness arising out of and in the course of their employment resulting in Death or Permanent Disability
Scope of Cover:
- Workmen’s Compensation
- Personal Accident
- Medical, Hospitalisation and Surgical Expenses
- Daily Hospital Allowance Benefits
- Death Benefit including death due to natural causes
- Repatriation Expenses
- Direct Billing
Have you ever wondered how much it would cost you in hospital bills if your maid or gardener is hospitalized due to illness or an unfortunate accident?
We have three (3) types of insurance products designed specifically to suit the types of coverage required as well as to suit your budget. These products are to cover employers whose employees are engaged in household activities such as amah, gardener or driver. The three (3) insurances products are:
Foreign Domestic Helper or Employees Package Protector:
- Provides 24 hour protection for death, accidents and illness and includes workmen’s compensation, hospital and surgical expenses and repatriation expenses.
Workmen’s Compensation
- A minimum coverage that will protect your domestic helpers against accidental injury and illness arising out of and in the course of their employment.
As a responsible employer, you would want to give your domestic helper the best welfare
When you employ a domestic helper or maid, you are responsible for her job and her welfare.
Thus, having a Domestic Servant Insurance Scheme for her makes you a responsible employer. This insurance provides personal accident coverage and other expenses for your maid.
Scope of Cover:
- Accidental Death and Permanent Disablement
- Medical Expenses
- Repatriation Expenses
- Hospital and Surgical Expenses
- Weekly Benefits
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