Section I
Physical loss or damage to the Subject Matter Covered due to:
Natural Cause: Fire, Lightning, Water Damage, Flood Storm and Tempest, Subsidence, Landslide, Cyclone, Hurricane, Earthquake, Volcanic Eruption
Social causes: Burglary or Theft and Malicious Damage
Chemical causes: Explosion, Spontaneous Combustion, Heating, Fermentation
Miscellaneous: Impact and Aircraft Damage, Other Accidental Damage.

Section II
Legal Liability to Third Party for Bodily Injury or Property Damage arising from the Construction works.

Subject Matter Covered

• The project construction;
• Equipment, Plant and Machinery;
• Goods or Stock-in-Trade.